What is the Daat cover check?

The cover check is a short online form that collects what an adviser needs before they can compare insurance for you: your name, age, whether you smoke, whether you already hold cover and with whom, what you’re trying to protect, roughly how much cover you want, and any history of heart attack, cancer, stroke or other medical conditions. It takes about 60 seconds and costs nothing.

What happens after you submit it?

A Daat adviser reviews your answers and calls you, usually within one business day. That first conversation is used to work out whether a full needs analysis is worth doing for you.

What does the check cost?

Nothing, at any stage. Insurance advisers in New Zealand are usually paid by the insurer through commission when a policy is placed. That commission is already built into the insurer’s standard premium, so going through an adviser doesn’t raise the price you pay.

Which insurers are compared?

Advice is given across the insurers on our panel. That is a panel, not the whole New Zealand market. Recommendations are based on your needs and what suits you, not on which insurer pays the most commission.

The honest limits

Daat Insurance is not an insurer. We don’t set premiums, underwrite applications or decide claims, and nothing on this page is a quote. The price you’re offered is set by the insurer after it has underwritten your age, health, occupation and cover choices. This page is general information; personalised financial advice begins once an adviser has completed a needs analysis with you.

Talk to an adviser on 022 478 1838.